Here are 3 ways hodlers can profit during bull and bear markets

cointelegraph.com:

For years, cryptocurrency advocates have touted the world-changing capability of digital currency and blockchain technology. Yet with the passing of each market cycle, new projects come and go, and the promised utility of these “real-world use case” projects fails to satisfy.

While a majority of tokens promise to solve real-world problems, only a few achieve this, and the others are mere speculative investments.

Here’s a look at the three things cryptocurrency investors can actually “do” with their coins.

Perhaps the simplest use case offered to cryptocurrency holders is also one of the oldest monetary applications in finance: lending.

Ever since the decentralized finance (DeFi) sector took off in 2020, the opportunities available for crypto holders to lend out their tokens in exchange for rewards have multiplied.

Blue-chip DeFi protocols like Aave, Maker and Compound offer reasonable yield on stablecoins, and lesser-known protocols often offer higher rewards in an effort to attract liquidity.

Recently, the crypto lending field has expanded into realms that are typically dominated by traditional finance. This is especially true for real estate, where a number of experimental cryptocurrency-based mortgage and listing platforms are making headway.

Platforms like Vesta Equity and the newly launched USDC.homes offer crypto holders the opportunity to collateralize their assets to obtain a mortgage or lend them out to aspiring home buyers in exchange for long-term yield.

Another way to put the hodl bag to use is by farming stablecoins. The cryptocurrency market is well known for its high volatility and high-risk trades, but earning a yield on stablecoins is a safer way to grow a portfolio without the downside risk of investing in