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Life insurance: Don’t let your insurance policy lapse
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financialexpress.comWhile it is important to buy a life insurance policy to take care of the financial needs of dependents in case of untimely death of the policyholder, it is equally important to pay the renewal premiums on time so that the policy does not lapse. If a policy lapses, he will not only be unable to get any claim but won’t even be able to revive it after a certain point of time.
Not renewing an insurance policy even during the grace period defeats the purpose of buying a cover. Insurers send mails and messages a month before a policy is due for renewal. If the premium is not paid within the due date, insurers give a grace period which is 15 days in case the premium is paid in monthly instalments and 30 days in case the premium is paid on a
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