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11.11 - 16:27
Personal Loan vs Loan against PPF: Which one should you opt for?
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Ideally one should avoid taking a loan unless it’s for acquiring long-term assets, to enhance income potential or to reduce expenses. For unforeseen emergencies, one should have an emergency fund in place. However, despite having things at place as per a proper financial planning, one may still need money.
“Despite planning and accounting for every rupee, you could be faced with circumstances where a little financial assistance is required. A personal loan could go a long way in easing the short-term financial crunch. Or one could also borrow against a Public Provident Fund (PPF),” said Prithvi Chandrasekhar, Head, Risk & Analytics, InCred Finance.
If you have to make a choice between the personal loan and loan against PPF, what should be
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