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Significant percentage of borrowers prefer online mode for securing loan: Survey
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A significant percentage of borrowers led by millennials, prefer online mode to secure loans rather than traditional offline channels, indicating an increase in digital penetration during the COVID-19 period, says a survey.
Post the second wave of COVID-19 pandemic, shows a largely positive consumer borrowing trend and thereby, reflects a return to normalcy as consumer sentiments are positive and buoyant about economic revival, according to an annual survey ‘How India Borrows’ (HIB) conducted by financial firm Home Credit India.
Nearly 40 per cent borrowers showed willingness to move to digital platforms for taking loans. This is over and above the 15 per cent customers who have already graduated to the online loan journey instead of
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