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22.11 - 15:49
How a strong CIBIL score can help home loan borrowers this festive season
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A home is much more than just walls and a roof. Buying a home is probably one of the most important emotional and financial decisions you’ll ever make. Whether it is to start your new family, or plan your retirement get-away, we all wish to move a step closer to buying our dream house. To share a perspective on how this festive season impacts the buying decisions of Indians, over the last 1 year, amongst borrowers who monitor their own CIBIL Score, 58% were first-time home buyers. In 2021, amongst the self-monitoring* borrowers, about 45% were below the age of 35 and around 82% of the home loan borrowers had a CIBIL score of above 720.
Looking at these numbers, we can see that with higher disposable incomes, availability of easy credit
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