Many people consider festive seasons auspicious for making big-ticket spends or for meeting crucial life goals. To capture the larger pie of increased credit demand, home loan lenders offer attractive concessions in interest rates and/or processing fees during the festive season.
As these concessions can result in sizable savings in the overall credit cost of a home loan, prospective home loan borrowers sitting on the fence can consider availing a home loan during the festive season. This may also be the right time to buy one’s dream home by availing a home loan as home loans are currently available at 15-year-low interest rates, which combined with stable housing prices and attractive festive offers from developers can turn out to be a good
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