Buying festive gifts used to be so simple but the march of technology, Covid and other factors have shaken things up and led to a dizzying array of payment options.
Buy something on the fashion website Boohoo, for example, and you can choose from seven ways to check out: credit and debit cards, PayPal, Amazon Pay and four different “buy now, pay later” companies.
But in some cases, payment methods are being taken away. Earlier this month Amazon announced it is banning people from using UK Visa credit cards from 19 January. And when it comes to physical shops, Covid transmission worries mean some are steering clear of notes and coins.
Here, we look at the pros and cons of different payment methods.
One big plus is that you usually get up to 56
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